Alibaba-Grade B2B Buyer Protection for Africa

Oja Trade Assurance

Zero buyer credit default risk. 100% money-back escrow protection backed by the Pan-African Payment & Settlement System (PAPSS) and pre-shipment quality inspection.

100% Payment Escrow Security

Your capital is locked in multi-sig PAPSS treasury contracts. Funds are never released to the manufacturer until goods are delivered and inspected.

10 Pan-African Currencies Covered

100% Product Quality Guarantee

Every production batch undergoes automated Computer Vision QA and SGS/Bureau Veritas inspection at the factory prior to container sealing.

AI Micro-Weld & Defect Audits

100% On-Time Dispatch Protection

If the manufacturer misses the agreed container dispatch date, demurrage and delay liquidated damages are automatically paid out to your wallet.

Up to ZAR 150,000 Demurrage Shield

CONTRACT COVERAGE ESTIMATOR

Trade Assurance Coverage Calculator

Instant multi-sig escrow guarantee limit

Procurement Contract ValueZAR 450,000

ZAR 25,000 (Sample/SME)ZAR 1,000,000 (1x 20ft FCL)ZAR 5,000,000 (Multi-Container Project)

Escrow Protection Cap

ZAR 450,000

100% Principal Guaranteed in PAPSS

Port Demurrage Defense

ZAR 67,500

Direct delay indemnity allowance

Inspection Tier Activated

Level 2: Pre-Shipment Batch QA

Free for Trade Assurance orders

AUTONOMOUS AI ARBITRATION BENCH

Live Dispute Resolution & Refund Simulator

SLA: < 24H RESOLUTION

1. Select Simulated Dispute Scenario:

Micro-Weld Defect on Solar Modules

Batch test revealed 4.2% cell defect rate.

14-Day Vessel Dispatch Delay

Factory missed export cutoff for Port of Durban.

Container Tamper Seal Breach

Port RFID scanner detected compromised locking bolt.

Awaiting Dispute Simulation

Select a claim scenario on the left and trigger the AI arbitrator to test real-time escrow compensation.

Why Oja Trade Assurance Outperforms Traditional Bank L/Cs

Eliminating the multi-week delays and exorbitant transaction fees of commercial letters of credit.

Feature	Oja Trade Assurance (PAPSS)	Traditional Bank L/C	Open Account (Unsecured)
Issuance Fee	0% (Included in platform)	2.5% – 4.0% per contract	0%
Settlement Speed	Instant (Real-time PAPSS)	14 – 30 Business Days	30 – 90 Days post-delivery
Quality Inspection	Integrated Computer Vision QA	Buyer pays external surveyor	No protection
Currency Flexibility	10 African Currencies	Strictly USD / EUR only	USD / Local
Dispute Resolution	< 24h AI Multi-Sig Verdict	6 – 18 Months legal court process	High default risk (100% loss)